{
  "url": "brettpetersonlaw.com/faq/what-if-the-driver-who-hit-me-doesn-t-have-insurance",
  "name": "What if the driver who hit me doesn't have insurance?",
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    {
      "name": "What if the driver who hit me doesn't have insurance?",
      "@type": "Question",
      "acceptedAnswer": {
        "text": "If the at-fault driver is uninsured, your ability to recover compensation often depends on your own auto insurance policy. If you carry Uninsured Motorist (UM) coverage, your policy may cover your medical expenses, lost wages, and other damages up to your policy limits. An attorney can help you navigate this claim with your own insurance company, which can sometimes be as challenging as dealing with an at-fault driver's insurer. If you do not have UM coverage, other avenues for recovery might exist, which an attorney can explore.",
        "@type": "Answer",
        "description": "If the driver is uninsured, your Uninsured Motorist coverage may apply; an attorney can help you claim from your own policy or explore other recovery options."
      }
    }
  ],
  "description": "If the driver is uninsured, your Uninsured Motorist coverage may apply; an attorney can help you claim from your own policy or explore other recovery options."
}